Banking — Microfinance

Microfinance institutions in Ethiopia — all 58 NBE-licensed MFIs.

Every NBE-licensed microfinance institution in Ethiopia — micro-loans, rural finance, agricultural credit and SME lending for underserved communities.

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58
NBE-licensed MFIs
NBE
Regulatory authority
ETB 1K+
Typical minimum loan

NBE registry

All 58 licensed microfinance institutions.

Adaday Microfinance Institution S.C.

32 · 2014

Addis Credit and Saving Institution

— · —

Afar Microfinance Institution S.C

34 · 2014

Africa Village Financial Services S.C.

8 · 1998

Aggar Microfinance S.C.

19 · 2003

Akufada Microfinance S.C

42 · —

Amal Microfinance S.C

44 · —

Amhara Credit and Saving Institution

— · —

Awra Amba Microfinance S.C

45 · —

Benishangul-Gumuz Microfinancing S.C.

15 · 1997

Bilale Microfinance S.C

49 · —

Binget Microfinance Institution S.C

050/2022 · 2022

Buusaa Gonofaa MicroFinancing S.C.

9 · 1998

Debo Microfinance Institution S.C.

36 · 2018

Dedebit Credit and Saving Institution

— · —

Digaf Micro Credit Provider S.C.

22 · 2005

Dire Microfinance Institution S.C.

18 · 2003

Dynamic Microfinance S.C.

27 · 2009

Elsabi Microfinance S.C

40 · —

ESHET Microfinance Institution S.C.

13 · 1997

Gambella Microfinancing S.C.

26 · 2008

Gasha Micro Financing S.C

5 · 1998

GOGIBA Microfinance Institution S.C.

— · —

Grand Microfinance Institution S.C

39 · 2019

Harar Microfinance Institution S.Co

18 · —

Harbu Microfinancing Institution S.C.

17 · 1997

KAAFI Microfinance Institution S.C.

41 · 2019

KebronHill Microfinance Institution

MFI/071/2024 · 2025

kefita Microfinance S.C

51 · —

Kendil Microfinance Institution S.C.

26 · 2001

Kershi Microfinance Institution S.C.

35 · 2017

Lefayeda Credit and Saving S.C.

24 · —

Lideta Microfinance Institution S.C.

30 · 2012

Liyu Microfinance Institution S.C

— · —

Marchiwa Microfinance S.C

46 · —

Mefthe Microfinance S.C

52 · —

Meklit Microfinance Institution S.C.

12 · 2000

Metemamen Microfinancing Institution S.C.

17 · 1997

Midre-Geez Microfinance Institution S.C

MFI/072/2025 · 2025

Neo Microfinance S.C

41 · —

Nisir Microfinance Institution S.C.

31 · 2014

Omo Microfinance Institution

— · —

ONE Microfinance Institution S.C.

20 · 2004

Oromia Credit and Saving Share Company

— · —

Peace Micro Financing S.C.

33 · 1999

Rama Microfinance S.C

50 · —

Rays Microfinance Institution S.C.

33 · 2014

SAHAL Microfinance Institution S.C

40 · 2019

Semien Microfinance S.C

47 · —

Sheger Microfinance Institution S.C.

37 · 2018

Tana Microfinance Institutions S.C

39 · —

Tesfa Microfinance Institution S.C.

25 · 2008

Torban Microfinance S.C

48 · —

Vision Fund Microfinance Institution S.C.

6 · 1998

Wasasa Microfinance Institution S.C.

14 · 1997

Yegna Microfinance Institution S.C

37 · —

Yemsirach Microfinance Institution S.C.

38 · 2018

Yeshewabirhan Microfinance S.C

43 · —

Source: NBE registry · nbe.gov.et · 58 licensed microfinance institutions

MFI guide

What microfinance institutions offer.

01

Who MFIs serve

Microfinance institutions serve individuals and small businesses that cannot access commercial bank credit — smallholder farmers, rural entrepreneurs, women-led businesses and low-income urban households. Loan sizes are typically ETB 1,000 to ETB 500,000.

02

Loan products available

MFIs offer micro-loans for working capital, agricultural inputs, equipment purchase and housing improvement. Group lending models allow members without traditional collateral to access credit using social guarantee mechanisms.

03

Savings products

Most NBE-licensed MFIs also offer savings accounts with competitive rates — often higher than commercial banks for small balances. Compulsory savings linked to loans help members build financial discipline and credit history.

NBE licensed only

Every MFI verified against the NBE registry.

BirrBank only lists microfinance institutions holding a valid licence from the National Bank of Ethiopia. No unlicensed lenders appear on this platform.

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